Adding a new car can be very expensive and make a significant impact on your budget. With such a large investment on something that you will be using daily, it is a good idea to take a moment to consider these five questions before you head to our dealership in Columbus to find the right Subaru, Volkswagen, Porsche, Audi, or Jaguar for you!

1. Should You Buy New or Used?

This first question may be one of the most important questions you can ask as it could save you thousands of dollars on your vehicle purchase. The benefits of buying new include a full-warranty, zero miles on the car, and that new-car smell. If you are planning for a long commute to work every day, it may be best to go with a car that can handle more miles.

Buying used can save you a lot of money up front and may allow you to add on extra features and add-ons that you couldn’t afford with a new vehicle. As models from Subaru and Volkswagen continue to last longer than ever, it may be worth getting a car with a few miles on it for several thousand dollars less.

2. Is Right Now the Right Time for You to Buy?

This doesn’t necessarily refer to end-of-the-model year deals or special sales from our Columbus Subaru dealership, but whether it is the right time for you to spend a portion of your savings on a down payment and add a significant car payment to your budget.

There are times when a new car purchase cannot be avoided, such as when your current car breaks down. If you have the option, you may want to first consider if you need a few more months to save up more money and get in a better spot financially before taking home your dream car. With enough patience, you may even be able to buy your car in cash!

3. How Much Should You Spend?

You may be unsure of how much you should plan on spending on your new Porsche or Subaru from our dealer in Columbus. It is typically recommended to keep to the 50/30/20 budgeting rule in mind as you make a decision, meaning you should not spend more than 50% of your income on fixed expenses like a car payment. How much you can spend on your purchase depends entirely on your own personal expenses, so take a look at your monthly costs and determine what you have available to put towards a monthly car payment. Once you have this figured out, you can browse vehicles in our Columbus inventory that match your budget!

4. What Interest Rates Do You Qualify For?

Another aspect to consider before heading into the dealership is to find out what interest rates you qualify for from our finance center in Columbus. You can prequalify online and make comparisons of interest rates from your bank and local credit unions, and if you find a solid rate you can even secure financing ahead of time to save time at our Subaru dealership in Columbus. Make sure to be mindful of the length of the financing term as a longer term could drag out payments and drastically increase the total price of your car!

5. Have You Done Your Research on the Vehicle?

After you consider your budget, it is time to do research on the vehicle or group of models you are interested in. Most buyers take time to determine if an SUV, truck, sedan, coupe, or crossover match their driving needs as well as what colors and features they desire in a new car. It is also extremely important to take time to research the make and model’s reliability history. Spend some time on Consumer Reports or another trusted site to look at reviews of each model you would like to test drive at the dealership.

When you are ready to buy a new vehicle, head into our Subaru, Volkswagen, Porsche, Audi or Jaguar dealer in Columbus to find the perfect model within your budget. If you have any other questions about the process, our sales professionals offer extensive knowledge and experience with various models to aid in your decision!

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