Everything You Need to Know About Online Auto Credit Applications

Byers Imports offers the chance to apply for automotive credit to assist in the purchase of a new or used Porsche, Audi, Volkswagen, or Jaguar. But you may be wondering if it is truly safe to fill out an application online. After all, this often requires you to fill in your personal information such as an address, phone number, and sometimes a social security number.

If you are shopping for a vehicle, you more than likely plan to finance your purchase with a car loan. The first step of this process is to fill out a credit application. Many dealerships in the Columbus area now offer the option to easily fill them out online, but can you really be sure that your information is protected?

The short answer is yes! Here we offer an in-depth look at the credit application process detailing important things to know about submitting an application online and financing through a dealership.

What is an Online Credit Application from the Dealership?

At some point, you will most likely need to buy a car. It may be a simple desire to treat yourself or the need for new transportation after a collision or an old car breathes its last breath. Since many people in the market for a new car don’t have thousands of dollars of cash saved up to make the big purchase, financing options are available to help you purchase a new vehicle without blowing through all of your hard-earned savings.

With financing options, the buyer can then manage a monthly payment that will vary based on the price of the new vehicle, the size of their down payment, and whether the dealership is offering any sort of specific incentives. A credit application on an automotive dealership website is a fast, secure way to apply for this financing to get you a new car!

Is it Safer to Apply for Automotive Financing Online, in the Mail, or on the Phone?

It may be a surprise to some to learn that online credit applications are actually one of the safest ways to apply for automotive financing. The least secure method is mailing in an application as the physical paper you send can be easily intercepted before it even gets to the dealership. Phone calls can also be easily overheard or even intercepted electronically, greatly reducing the confidence that your private information won’t be stolen. Many dealership’s use encryption to protect personal information transmitted on the online application, making this a much more trusted method than mail or phone!

Byers Imports ensures that your information is encrypted and protected. You can see the Norton Secured seal right on the page!

If you still don’t feel completely secure filling out the application online, you can fill one out at our finance center in Columbus! Our experts will walk you through the process, answer any questions you may have, and make sure your information is always secure.

What are the Benefits of Applying for Credit Online?

There are a myriad of conveniences to applying online versus doing it at the dealership. The biggest benefit is the chance to save time! When you choose to do all of your financing after perusing the dealership and test driving different models to find the perfect one for your family, it prolongs an already lengthy process. You will have to take time to fill out a paper application and may even have to wait for additional time to receive word on your approval. 

Doing the application at an earlier date, at your convenience is a huge time-saver and may even help you make your final purchase decision as you gain a better understanding of your buying power.

Are You Worried About Being Approved for Credit on a Vehicle?

Are you concerned you may not be approved for credit to get the vehicle you want? The specialists at Byers Imports are trained to find the right financing package for your individual needs to make sure everyone has the chance to get their dream car. This means you can apply whether you have good credit, bad credit, or no credit!

Start the application process online now to take one step closer to owning the car, truck, or SUV you have been dreaming of!

Other Financing Services Our Columbus Dealership Offers

Our dealerships in Columbus are the right place to come when you plan to apply for financing. Our services offer greater convenience, multiple options, and special programs to help you get the best monthly payment on your new vehicle!

Dealership finance centers offer more convenience than alternative auto financing as you can find everything you need in one place that typically offers extended hours to allow you to work out a deal on evenings, weekends, and holidays. Because many dealers work with a variety of banks and finance companies, you will end up with a range of financing choices, with one that is sure to meet your needs. Dealerships also offer a lot of low-rate or incentive programs on specific new or used models or for buyers that meet certain requirements or offer strong credit ratings.

Get Started Today by Finding the Porsche, Audi, Subaru, or Volkswagen of Your Dreams

Now that you have a better idea of what the process for applying for financing looks like, you can start browsing our online inventory of new or pre-owned Porsche, Audi, Subaru, and Volkswagen models. To plan ahead for your trip to the dealership, mark down a few models that you would be interested in test driving and get the credit application out of the way now!

Whether the car of your dreams is a Subaru Outback or a Porsche 911, our financing services are here to help get you behind the wheel!

Contact Byers Imports today or visit us in Columbus for more information on available financing, online applications through our secure credit approval form, and our current inventory. We look forward to serving you!


Categories: Finance