Don’t Let Your Bad Credit Hold You Back!
When seeking a new or used vehicle, a low credit score can be an obstacle. It may seem impossible to purchase a new vehicle, but where there’s a will, there’s a way. At Byers Imports, we know life can get hard, but that shouldn’t stop you from being able to purchase a vehicle that fits the needs of your family. Keep reading to see a few recommendations that might help you improve your credit.
Tips to Rebuild Your Credit
Not all hope is lost if you have a low credit score. There are a variety of factors that might be affecting your score. Our team has developed a few ways to improve your credit score by making simple changes.
First, be mindful of your credit card usage. Credit cards can offer many rewards, perks, and flexibility in your budget while helping you build credit. But your credit card might be one of the factors hurting your credit. It is recommended to keep your credit card balance 25% below your available limit and make your payments on time. Even if you pay your credit card statement on time every month, if you have a large amount on your credit card, it could be affecting your score.
Next, be sure to pay your bills on time. If you are thirty days late on a payment regularly, this can hurt your credit. There are many ways to make sure your bills are paid on time, from the autopay systems to simple reminders on your mobile device and or calendar. If you make these simple changes, your credit score will improve. We recommend checking on your credit score regularly to check on your progress and other factors affecting your score.
Find Your Next Vehicle at Byers Imports
Byers Imports has served Columbus and the surrounding area for many years, building a reputation from our high-quality customer service and impressive vehicle selection. We offer new and used vehicles and a fully staffed service center, where you can schedule an appointment for routine maintenance or any unforeseen issues you may experience with your vehicle. Stop by Byers Imports today. We’re located at 401 North Hamilton Road Columbus, OH 43213.